Cigna Alcohol Rehab Centers and Substance Abuse Treatment
Like Cigna Drug Rehabilitation Centers, Cigna Alcohol Rehab Centers help alcohol dependent individuals recover from alcoholism. Alcohol treatment can include:
- Group therapy
- Individual therapy
- Family counseling
- Medical monitoring
- Behavior modification
- Mental health treatment
- Drug and alcohol outpatient services
- Cognitive behavioral therapy
- Dialectical behavior therapy
- Relapse prevention
- Motivational interviewing
- Al-Anon/Alateen meetings
- AA/NA Meetings
- 12 Step Groups
If your Cigna health insurance plan doesn’t cover the above-mentioned types of treatment, then you may need to pay for the first part of your treatment yourself. But once you’ve completed your initial detoxification period, you’ll probably qualify for financial assistance. This could include:
- Temporary Assistance For Needy Families (TANF)
- Supplemental Nutrition Assistance Program (SNAP)
- Veterans Affairs (VA)
- Local health department offices
- Department of Defense Dependents’ Medical Care
- Other federal government benefits
- Private insurance
- Cigna coverage (health insurance coverage)
Your state may also offer additional resources. Your Cigna provider will be able to tell you more about how your insurance plan works. The alcohol rehab center can point you in the direction of other financial resources you may qualify for, including those that will work alongside your Cigna substance abuse treatment.
What Does Cigna Cover For Addiction Recovery?
Cigna covers the cost of substance use treatment after your plan’s deductible is met. This even includes residential treatment. However, Cigna notes that “residential treatment” can include any one of the following types of treatment:
- Inpatient treatment
- Intensive Outpatient Program (IOP)
- Extended Partial Hospitalization (EPH)
- Day treatment (outpatient programs)
- Weekend/extended day treatment
- Continuing care drug addiction treatment
- Couples/family counseling
- Group therapy
- Individual therapy (behavioral health services)
- 12-step program (substance abuse treatment)
- Medication management
- Substance abuse education (drug abuse and alcohol addiction facts)
- Substance abuse self-help groups
- Other services deemed necessary for successful recovery
If you need to go to a facility outside of your area, Cigna will reimburse you for 50 percent of the cost. You must submit a claim within 60 days of leaving the facility. Your claims should be submitted directly to the facility where you received treatment. Contact Cigna to stay up to date on policy changes.
Important Note: If you receive benefits under the above guidelines, you must continue to follow the recommendations provided by your doctor. After completing treatment, you must also attend regular checkups with your physician. These visits are important to ensure that your condition has been stabilized and that you are making progress toward full recovery.
How Much Will My Cigna Health Insurance Plan Pay?
It depends on how much your insurance pays for outpatient treatment. Many people are surprised to learn that their insurance may only pay for a portion of the cost.
Your Cigna insurance provider will determine whether your treatment qualifies as medically necessary. This means that the service is considered essential to helping you recover from your addiction. However, your insurer may choose to limit its payment because it believes that the treatment isn’t effective or doesn’t work well enough.
Your insurance provider may decide that it won’t cover the entire cost of your treatment. It may pay for part of the cost and refuse to pay anything else. Or, it may pay for all of the costs associated with your treatment, but cap the amount it will pay.
The maximum amount that your insurance will pay varies depending on your plan and state laws. It is best to check with the recovery center and your Cigna insurance provider to know what is covered and what is not.
Cigna is one of the largest insurance providers in the United States, helping thousands with addiction recovery.
You may want to consider asking your Cigna insurance company if they will contribute to the cost of your treatment. Some plans are more advantageous than others. For this reason, it’s best to check with your rehab center and with Cigna.
Frequently Asked Questions
Begin Outpatient Drug and Alcohol Rehab in Denver
If you have additional questions about Cigna drug and alcohol rehab centers coverage, contact us and one of our team members will gladly help. For more information regarding our outpatient drug and alcohol rehab services in Denver, Colorado, Call Us Today. We look forward to discussing the best option for you or a loved one.