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Cigna Drug Rehab Centers and Coverage Information

Cigna drug rehab centers are located in cities across the United States including: Atlanta (Georgia), Chicago (Illinois), Dallas (Texas), Denver (Colorado), and more. Knowing what your Cigna health insurance covers is important so you can make an informed decision regarding whether or not a particular substance abuse treatment program is right for you.

Before you contact Cigna Insurance directly, it’s recommended that you read this guide first. We’ve made it simple to understand how to find which addiction recovery programs are covered by Cigna. You’ll also learn more about the coverage offered by Cigna for drug and alcohol rehab centers. And we’ve added valuable insights into substance abuse treatment and substance abuse treatment centers. Here’s what you need to know about Cigna health insurance.

Want to talk to someone directly about what your Cigna insurance covers? We can help, call now:


Disclaimer: This guide is meant for information purposes only regarding addiction treatment. We recommend you check with your Cigna insurance provider directly to understand your coverage. And that you speak to a qualified healthcare professional to discuss the best treatment options for you.

About Cigna Alcohol and Drug Rehab Treatment

Cigna provides coverage for substance abuse treatment services. Cigna also offers discounts for its members’ use of addiction rehabilitation centers across the nation.

Insurers are now required to offer substance use disorder (SUD) treatment services under the Affordable Care Act (ACA). The Affordable Care Act (ACA) requires insurers, like Cigna, to provide a minimum level of coverage for SUD treatment services, including: 

  • Outpatient care
  • Inpatient care
  • Residential or intensive outpatient care
  • Partial hospitalization
  • Detoxification
  • Counseling (behavioral health)
  • Medication management

Cigna health insurance may be able to cover some or most of the costs associated with addiction treatment, such as detoxification, counseling, medication management, and medical monitoring. However, because of the high cost of addiction treatment, many insurance companies do not cover all expenses. It’s best to check your Cigna policy and with Cigna drug and alcohol rehab centers to learn what’s covered and what’s not.

Cigna Drug Rehab Centers and Addiction Treatment

Cigna is accepted at drug rehabilitation centers across the United States. 

This list of alcohol and drug rehab centers was compiled using data from Substance Abuse and Mental Health Services Administration (SAMSHA), National Survey on Drug Use and Health (NSDUH), and the U.S. Census Bureau. It includes both public and private facilities.

The average length of stay at an addiction treatment facility varies widely depending upon the type of treatment offered. Some facilities offer 30 days of residential treatment; others offer 90 days. In addition, some addiction treatment facilities offer extended stays aftercare, while others require residents to return home after their initial stay.

Some facilities allow residents to leave early if they complete certain requirements, such as attending classes, participating in group therapy sessions, etc. Others require residents to remain until they graduate.

Some facilities accept Medicaid, Medicare, Tricare, Private Health Insurance, and other insurance plans. Others do not.

If you don’t see a facility that meets your needs, we suggest contacting Continuum Recovery or your local chapter of Narcotics Anonymous (NA) or Alcoholics Anonymous (AA).

If you’re looking for a specific facility, try searching online. You’ll likely find reviews and ratings for different programs.

Looking for the best drug rehabilitation center in Colorado? Continuum Recovery Center of Colorado uses a holistic medical approach that has been proven highly effective in combating addiction. Give Continuum a call now!


Cigna Alcohol Rehab Centers and Substance Abuse Treatment

Like Cigna Drug Rehabilitation Centers, Cigna Alcohol Rehab Centers help alcohol dependent individuals recover from alcoholism. Alcohol treatment can include:

  • Group therapy
  • Individual therapy
  • Family counseling
  • Medical monitoring
  • Medications
  • Behavior modification
  • Mental health treatment
  • Drug and alcohol outpatient services
  • Cognitive behavioral therapy
  • Dialectical behavior therapy
  • Relapse prevention
  • Motivational interviewing
  • Al-Anon/Alateen meetings
  • AA/NA Meetings
  • 12 Step Groups 

If your Cigna health insurance plan doesn’t cover the above-mentioned types of treatment, then you may need to pay for the first part of your treatment yourself. But once you’ve completed your initial detoxification period, you’ll probably qualify for financial assistance. This could include:

  • Medicaid
  • Temporary Assistance For Needy Families (TANF)
  • Supplemental Nutrition Assistance Program (SNAP)
  • Veterans Affairs (VA)
  • Local health department offices
  • Department of Defense Dependents’ Medical Care
  • Other federal government benefits
  • Private insurance
  • Cigna coverage (health insurance coverage)

Your state may also offer additional resources. Your Cigna provider will be able to tell you more about how your insurance plan works. The alcohol rehab center can point you in the direction of other financial resources you may qualify for, including those that will work alongside your Cigna substance abuse treatment.

What Does Cigna Cover For Addiction Recovery?

Cigna covers the cost of substance use treatment after your plan’s deductible is met. This even includes residential treatment. However, Cigna notes that “residential treatment” can include any one of the following types of treatment: 

  • Inpatient treatment
  • Intensive Outpatient Program (IOP)
  • Extended Partial Hospitalization (EPH)
  • Day treatment (outpatient programs)
  • Weekend/extended day treatment
  • Continuing care drug addiction treatment
  • Couples/family counseling
  • Group therapy
  • Individual therapy (behavioral health services)
  • 12-step program (substance abuse treatment)
  • Medication management
  • Substance abuse education (drug abuse and alcohol addiction facts)
  • Substance abuse self-help groups
  • Other services deemed necessary for successful recovery

If you need to go to a facility outside of your area, Cigna will reimburse you for 50 percent of the cost. You must submit a claim within 60 days of leaving the facility. Your claims should be submitted directly to the facility where you received treatment. Contact Cigna to stay up to date on policy changes.

Important Note: If you receive benefits under the above guidelines, you must continue to follow the recommendations provided by your doctor. After completing treatment, you must also attend regular checkups with your physician. These visits are important to ensure that your condition has been stabilized and that you are making progress toward full recovery.

How Much Will My Cigna Health Insurance Plan Pay?

It depends on how much your insurance pays for outpatient treatment. Many people are surprised to learn that their insurance may only pay for a portion of the cost.

Your Cigna insurance provider will determine whether your treatment qualifies as medically necessary. This means that the service is considered essential to helping you recover from your addiction. However, your insurer may choose to limit its payment because it believes that the treatment isn’t effective or doesn’t work well enough.

Your insurance provider may decide that it won’t cover the entire cost of your treatment. It may pay for part of the cost and refuse to pay anything else. Or, it may pay for all of the costs associated with your treatment, but cap the amount it will pay.

The maximum amount that your insurance will pay varies depending on your plan and state laws. It is best to check with the recovery center and your Cigna insurance provider to know what is covered and what is not.

Bottom Line

Cigna is one of the largest insurance providers in the United States, helping thousands with addiction recovery.

You may want to consider asking your Cigna insurance company if they will contribute to the cost of your treatment. Some plans are more advantageous than others. For this reason, it’s best to check with your rehab center and with Cigna.

Frequently Asked Questions

Are there resources available to help me with my treatment costs?

Yes! There are several different ways that you can get help paying for your addiction recovery treatment.

You can find out if your insurance will cover the cost of your addiction treatment by contacting your Cigna provider. They will let you know if they think your treatment meets the criteria for medical necessity and if they will cover any remaining costs.

Call Continuum Recovery Center to find out what other resources are available to you: 1-833-997-2060

Is there a limit on how long I stay in Treatment?

Yes, if you are receiving benefits under the Affordable Care Act (ACA), you can stay in treatment until you reach your lifetime benefit period.

Depending on your Cigna insurance policy, depends on how long you may be able to stay in treatment.

What can I do to prevent opioid and substance use disorder?

The Substance Abuse and Mental Health Services Administration (SAMHSA) recommends a medically assisted treatment program (MAT). The way it works is you’ll be given specific prescribed medications to help you manage your addictions.

Can I get financial assistance from Cigna

Yes! Different methods exist for paying for medical treatment. Many programs offer financial assistance for those who qualify. Other companies may give discounts for having good credit or meeting specific criteria.

Some costs might be paid by yourself, including transportation, housing, food (including groceries), clothing, and medication. You may also be required to pay an up front fee before beginning services.

Begin Outpatient Drug and Alcohol Rehab in Denver

If you have additional questions about Cigna drug and alcohol rehab centers coverage, contact us and one of our team members will gladly help. For more information regarding our outpatient drug and alcohol rehab services in Denver, Colorado, Call Us Today. We look forward to discussing the best option for you or a loved one.

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